{"id":108992,"date":"2026-06-11T17:09:47","date_gmt":"2026-06-11T15:09:47","guid":{"rendered":"https:\/\/stackfuel.com\/?p=108992"},"modified":"2026-07-13T15:26:45","modified_gmt":"2026-07-13T13:26:45","slug":"bildungsgutschein-hoehe","status":"publish","type":"post","link":"https:\/\/stackfuel.com\/en\/blog\/amount-of-education-voucher-2\/","title":{"rendered":"Education Voucher Amount for 2026 \u2014 What the Grant Actually Covers"},"content":{"rendered":"<p>For an AZAV-certified program, the Employment Agency pays <a href=\"https:\/\/stackfuel.com\/en\/blog\/getting-an-education-voucher-in-germany\/\">the education voucher<\/a> directly to the provider. That means 100 percent of the course costs are covered\u2014you, as a participant, don\u2019t pay a cent. Sound too good to be true? It\u2019s not. <\/p>\n\n\n\n<p>In addition, the AfA covers travel expenses, childcare costs (if applicable), and exam fees, and you will continue to receive ALG 1 or B\u00fcrgergeld during your continuing education. For most working people, this means: zero out-of-pocket costs. In this article, we\u2019ll show you the exact amounts, what additional costs apply, what is NOT covered, and three concrete examples from our consulting practice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How much money do you receive with an education voucher?<\/h2>\n\n\n\n<p>The short answer: 100 percent of the course costs plus incidental expenses, depending on your situation. For AZAV-certified programs, the <a href=\"https:\/\/www.arbeitsagentur.de\/karriere-und-weiterbildung\/bildungsgutschein\" target=\"_blank\" rel=\"noopener\">Employment Agency<\/a> directly with the educational institution. This means you won't receive any payment for the course fees\u2014you'll get a certificate, and the institution will receive the money.<\/p>\n\n\n<div class=\"brlbs-cmpnt-container brlbs-cmpnt-content-blocker brlbs-cmpnt-with-individual-styles\" data-borlabs-cookie-content-blocker-id=\"default\" data-borlabs-cookie-content=\"PGlmcmFtZSB0aXRsZT0iQmlsZHVuZ3NndXRzY2hlaW4gYmVhbnRyYWdlbiDigJQgTWFjaCBEQVMgenVlcnN0ISIgd2lkdGg9IjgwMCIgaGVpZ2h0PSI0NTAiIHNyYz0iaHR0cHM6Ly93d3cueW91dHViZS5jb20vZW1iZWQvTTlFdnBkaFJiQ3M\/ZmVhdHVyZT1vZW1iZWQiIGZyYW1lYm9yZGVyPSIwIiBhbGxvdz0iYWNjZWxlcm9tZXRlcjsgYXV0b3BsYXk7IGNsaXBib2FyZC13cml0ZTsgZW5jcnlwdGVkLW1lZGlhOyBneXJvc2NvcGU7IHBpY3R1cmUtaW4tcGljdHVyZTsgd2ViLXNoYXJlIiByZWZlcnJlcnBvbGljeT0ic3RyaWN0LW9yaWdpbi13aGVuLWNyb3NzLW9yaWdpbiIgYWxsb3dmdWxsc2NyZWVuPjwvaWZyYW1lPg==\">\n<div class=\"brlbs-cmpnt-cb-preset-a\">\n<p class=\"brlbs-cmpnt-cb-description\">We are embedding an external element from a third-party provider here. If you would like to see it, please use the \u201eView content\u201c button.<\/p>\n<div class=\"brlbs-cmpnt-cb-buttons\"> <a class=\"brlbs-cmpnt-cb-btn\" href=\"#\" data-borlabs-cookie-unblock role=\"button\">View contents<\/a> <a class=\"brlbs-cmpnt-cb-btn\" href=\"#\" data-borlabs-cookie-accept-service role=\"button\" style=\"display: none\">Accept the required service and unblock content<\/a> <\/div>\n<\/p><\/div>\n<\/div>\n\n\n\n<p>In concrete terms, this means that AZAV-certified boot camps and training programs in the fields of data science and AI typically cost between 8,000 and 14,000 euros. This amount is fully covered by the AfA. Longer or specialized programs may cost more. There is no cap on the amount\u2014it is based on the actual course costs of the specific program.<\/p>\n\n\n\n<p>Important to understand: The education voucher is not a lump-sum grant. You do not receive \u201eX euros for a continuing education course of your choice.\u201c You receive approval for the costs of a specific program to be covered. The AfA covers the full cost of that specific program. The cost of any other program is irrelevant in this context.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201eThe most common reaction during counseling when we run the numbers is, \u201aIt can\u2019t be true that I don\u2019t have to pay anything.\u2018 But it is. With an AZAV-certified program, the agency pays the provider directly. As a participant, you don\u2019t pay a cent.\u201c<\/em><\/p>\n\n\n\n<p>- Maria Schwenke - StackFuel consulting team<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">What exactly does the education voucher cover?<\/h2>\n\n\n\n<p>Funding through the education voucher covers significantly more than just the course fees. This is regulated in <a href=\"https:\/\/www.gesetze-im-internet.de\/sgb_3\/__83.html\" target=\"_blank\" rel=\"noopener\">\u00a7 83 of Book III of the Social Code<\/a>. Here are the components in detail:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n\n<li><strong>Course fees:<\/strong> 100% of course fees for AZAV-certified programs. Paid directly to the provider\u2014no out-of-pocket costs for you.<\/li>\n\n\n<li><strong>Teaching materials and learning resources:<\/strong> Books, course materials, online access to the learning platform\u2014everything the course requires in terms of content.<\/li>\n\n\n<li><strong>Travel expenses:<\/strong> Commuting expenses between the participant\u2019s home and the training location, typically in the form of a mileage allowance or a public transportation allowance. Of course, this does not apply to purely online training sessions.<\/li>\n\n\n<li><strong>Childcare costs:<\/strong> During school hours, capped at the standard depreciation rates. This is important for parents who would not be able to participate without this coverage.<\/li>\n\n\n<li><strong>Exam fees:<\/strong> Certification exams, external final exams administered by the Chamber of Industry and Commerce (IHK) or other testing centers\u2014including registration fees.<\/li>\n\n\n<li style=\"margin-bottom: 0.75em;\"><strong>Off-campus housing:<\/strong> For on-site assignments where the assignment location is not within the daily commute area. Overnight and meal allowances based on depreciation rates.<\/li>\n\n\n\n\n<p>The following table summarizes what is covered and what you have to pay for yourself:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u2713 Will be covered<\/th><th>\u2717 Not accepted<\/th><\/tr><\/thead><tbody><tr><td>100 percent of course costs (for AZAV-certified programs)<\/td><td>Job application costs after completing continuing education<\/td><\/tr><tr><td>Teaching materials and learning resources<\/td><td>External software outside the course<\/td><\/tr><tr><td>Commuting expenses<\/td><td>Travel expenses for job interviews<\/td><\/tr><tr><td>Childcare costs during school hours<\/td><td>Home Internet connection<\/td><\/tr><tr><td>Exam fees<\/td><td>Hardware (laptop) \u2013 usually purchased by the user<\/td><\/tr><tr><td>Off-campus housing (for in-person activities)<\/td><td><\/td><\/tr><tr><td>Continued receipt of ALG 1 or the full amount of the citizen's income<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>A quick note on validity: All of this applies only if you start your initiative in a timely manner. <a href=\"https:\/\/stackfuel.com\/en\/blog\/validity-of-education-vouchers\/\">How long your education voucher is valid<\/a> We've summarized what happens if the deadline is missed in a separate article.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What does the education voucher NOT cover?<\/h2>\n\n\n\n<p>Three categories are not covered. It\u2019s good to know this before you plan any action:<\/p>\n\n\n\n<p>First: Costs after the training program ends. Application fees, travel to job interviews, moving for a new job, new work clothes\u2014none of this is covered by the program and is not funded by the training voucher. There are separate AfA benefits for some of these costs (placement budget, job application cost subsidy), but that\u2019s a different pot of money.<\/p>\n\n\n\n<p>Second: External software and licenses not covered by the program. For example, if the provider uses Tableau or Power BI in the course, this is included in the course price and therefore covered. If you want to purchase your own license for other software for personal use (for application portfolios, side projects), you\u2019ll have to pay for it yourself.<\/p>\n\n\n\n<p>Third: Hardware. We generally do not provide a laptop or computer for participating in an online program. In very specific, well-justified cases (such as for individuals undergoing rehabilitation), we may help cover the cost of technical equipment. As a rule, you\u2019ll need to bring your own device. Be sure to plan for this!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How does the financial support work during continuing education?<\/h2>\n\n\n\n<p>The education voucher covers the cost of the program. Your living expenses are covered by a separate benefit\u2014this continues unchanged alongside the program. Which option applies depends on your individual circumstances.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you are registered as unemployed (receiving ALG 1)<\/h3>\n\n\n\n<p>Your Unemployment Benefit 1 will continue to be paid in full during your continuing education, at the same rate as before (60 percent of your net pay, or 67 percent if you have a child). This is governed by <a href=\"https:\/\/www.gesetze-im-internet.de\/sgb_3\/__144.html\" target=\"_blank\" rel=\"noopener\">\u00a7 144 of Book III of the Social Code<\/a>: Participating in a subsidized training program does not affect your eligibility for unemployment benefits. On the contrary\u2014it counts as an active effort toward reintegration.<\/p>\n\n\n\n<p>In addition, you may be eligible for the continuing education allowance under Section 87a of SGB III: 150 euros per month, non-countable toward benefits, in addition to unemployment benefits. Requirement: the program must lead to a recognized vocational qualification with a training period of at least two years. For traditional boot camps lasting less than two years, the continuing education allowance generally does not apply.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you receive a basic income<\/h3>\n\n\n\n<p>Your basic income will continue to be paid as usual. Participation in continuing education is treated as a reintegration measure. In this case as well, the continuing education allowance of 150 euros per month may apply if the program leads to a recognized vocational qualification.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">If you continue to work (Qualification Opportunities Act)<\/h3>\n\n\n\n<p>If you stay in your current job and upskill at the same time, the funding will be provided through the <a href=\"https:\/\/stackfuel.com\/en\/blog\/qualification-opportunities-act-promotion\/\">Qualification Opportunity Act<\/a> (<a href=\"https:\/\/www.gesetze-im-internet.de\/sgb_3\/__82.html\" target=\"_blank\" rel=\"noopener\">\u00a7 82 of Book III of the Social Code<\/a>). Your employer applies for the subsidy; the AfA covers a portion of the training costs plus a wage compensation subsidy\u2014the amount depends on the size of the company. For small businesses, up to 100 percent; for medium-sized businesses, about 50 percent; and for large businesses, about 25 percent. Which of the three paths to <a href=\"https:\/\/stackfuel.com\/en\/blog\/education-voucher-for-working-adults\/\">subsidized continuing education for working professionals<\/a> What's right for your situation depends on whether you're staying in your job, are at risk of being laid off, or are actively pursuing a career change.<\/p>\n\n\n\n<p>The prerequisite for finding the right funding pathway is always that you personally meet the qualifications. As for the <a href=\"https:\/\/stackfuel.com\/en\/blog\/education-voucher-requirements\/\">three prerequisite areas<\/a> We\u2019ve explained exactly what (status, suitability, provider) mean in a separate article.<\/p>\n\n\n\n<p>Want to calculate your exact benefit amount? During a free consultation, we\u2019ll work together to determine which option (ALG 1, B\u00fcrgergeld, QCG) applies to you and how much you\u2019ll ultimately receive.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Do I have to repay the education voucher?<\/h2>\n\n\n\n<p>No. The education voucher is a certificate confirming that funding has been approved\u2014it is not a loan or an advance. The money goes directly from the Employment Agency to the provider. You are never the recipient of the payment.<\/p>\n\n\n\n<p>There are three scenarios in which the question still arises. First: What happens if I stop the treatment? Usually, nothing. In the case of <a href=\"https:\/\/stackfuel.com\/en\/blog\/repay-the-education-voucher\/\">justified termination<\/a> (Illness, family emergency, provider insolvency) do not result in any repayment obligations for you. If you simply drop out without a valid reason, there may be a waiting period for unemployment benefits in individual cases, but the course fees will not be reclaimed.<\/p>\n\n\n\n<p>Second: What if I never redeem the education voucher and it expires? Even then, nothing happens. The education voucher simply becomes invalid. No repayment is required, and there is no negative record in your file.<\/p>\n\n\n\n<p>Third: What if I provided false information? This is the only situation in which a demand for repayment is realistic\u2014in cases of intentional misrepresentation or fraudulent use. In practice, this happens very rarely. If you apply honestly, you won\u2019t find yourself in this situation. If you want to learn more about what happens if your application is withdrawn or rejected, read our article on <a href=\"https:\/\/stackfuel.com\/en\/blog\/education-voucher-rejected\/\">The 5 most common reasons for rejection<\/a> for the education voucher.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What about the continuing education bonus?<\/h2>\n\n\n\n<p>In addition to the education voucher, there is the continuing education bonus\u2014a bonus for recipients who successfully complete a vocational degree. Governed by <a href=\"https:\/\/www.gesetze-im-internet.de\/sgb_3\/__87a.html\" target=\"_blank\" rel=\"noopener\">\u00a7 87a of Book III of the Social Code<\/a>. The amount: 1,000 euros for passing an intermediate exam, 1,500 euros for passing a final exam. A total of up to 2,500 euros on top of the education voucher.<\/p>\n\n\n\n<p>Important requirement: The program must lead to a recognized vocational qualification in a trade for which federal or state law stipulates a training period of at least two years. This applies to retraining programs (for example, to become an office management assistant or an IT specialist). The continuing education bonus generally does not apply to shorter boot camps and certificate courses.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Three examples from consulting practice<\/h3>\n\n\n\n<p>Here is a breakdown of the grant amounts in specific cases:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Example 1 \u2013 Career Changer Persona, Full-Time Bootcamp:<\/strong> AZAV Bootcamp with course fees of 10,000 euros + travel expenses of ~300 euros\/month + continued Unemployment Benefit 1 = ~14,000 euros total value over 12 weeks. No out-of-pocket costs.<\/li>\n\n\n\n<li><strong>Example 2 \u2013 Working Professionals Persona, QCG Funding:<\/strong> AZAV Bootcamp: 12,000 euros at a medium-sized company. AfA covers 50 percent of the training costs (6,000 euros) + 50 percent of lost wages. The employer covers the remaining 6,000 euros. You continue to receive your full salary. No out-of-pocket costs.<\/li>\n\n\n\n<li style=\"margin-bottom: 0.75em;\"><strong>Example 3 \u2013 Basic Income recipient, retraining leading to a vocational qualification:<\/strong> AZAV retraining: 18,000 euros over two years + basic income continues + training allowance of 150 euros\/month (3,600 euros over 24 months) + Continuing education bonus of 2,500 euros upon passing the final exam = ~24,100 euros in funding. No out-of-pocket costs.<\/li>\n<\/ul>\n\n\n\n<p>Three scenarios, three funding options, three times zero out-of-pocket costs. What you\u2019ll actually end up with depends on your specific situation\u2014and figuring that out is exactly what a consultation is for.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n\n\n<p>Five questions that frequently come up in counseling\u2014answered concisely.<\/p>\n\n\n\n<p><strong>How much money do you receive with an education voucher?<\/strong><\/p>\n\n\n\n<p>100 percent of course costs for AZAV-certified programs. Specifically: Boot camps and continuing education courses in data science and AI typically cost between 8,000 and 14,000 euros, which are fully covered by the Employment Agency. In addition, the AfA covers travel expenses, childcare costs, and exam fees.<\/p>\n\n\n\n<p><strong>How much is the continuing education bonus?<\/strong><\/p>\n\n\n\n<p>Up to 2,500 euros in total\u20141,000 euros upon passing the midterm exam, 1,500 euros upon passing the final exam. Requirement: The continuing education program must lead to a recognized vocational qualification with a training period of at least two years. Regulated under \u00a7 87a SGB III. The grant does not apply to shorter programs that do not lead to a vocational qualification.<\/p>\n\n\n\n<p><strong>How much is the education voucher for the unemployed?<\/strong><\/p>\n\n\n\n<p>For AZAV-certified training programs, 100 percent of the course costs are covered\u2014the exact amount depends on the specific program, not on a flat rate. In addition, your ALG 1 benefits will continue (60 or 67 percent of your net pay), plus, if applicable, a monthly training allowance of 150 euros for qualification-oriented programs.<\/p>\n\n\n\n<p><strong>What exactly does an education voucher cover?<\/strong><\/p>\n\n\n\n<p>100% of course fees, plus course materials, commuting expenses, childcare costs during class hours, exam fees, and, for in-person sessions, accommodation expenses. Not covered are application costs after the completion of the training, external software not related to the course, and personal hardware.<\/p>\n\n\n\n<p><strong>Do I have to repay the education voucher?<\/strong><\/p>\n\n\n\n<p>No. The education voucher is a certificate, not a sum of money paid to you. The Employment Agency settles accounts directly with the provider. Even if you discontinue the program (with a valid reason), if the education voucher expires, or if the approval is not redeemed, you will not be required to make any repayments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Let's calculate your specific grant<\/h2>\n\n\n\n<p>Three benefit options, six possible components, plus additional costs\u2014the amount of your benefits depends on your specific situation. Book a free consultation with us. We\u2019ll go over your current situation, calculate the best option for you (ALG 1, B\u00fcrgergeld, QCG), and show you what you\u2019ll end up with in your bank account. On average, this takes about half an hour.<\/p>\n\n\n\n<p>StackFuel has been AZAV-certified since 2020, and all training programs are listed in KURSNET. <a href=\"https:\/\/stackfuel.com\/en\/blog\/education-voucher-reviews\/\">More than 8,000 graduates have completed continuing education programs in data and AI with us<\/a>, with a graduation rate of 93 percent. One of our graduates puts it this way:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>I particularly liked the well-structured curriculum and the clearly presented content. Even without any prior knowledge, I now feel confident using Python for data analysis. The dedicated Career Service was also a great help.<\/em><\/p>\n\n\n\n<p>- Lisa Ambrosi de Magistris Verzier - Data Analyst - Interone - Data Analyst Training Program<\/p>\n<\/blockquote>\n\n\n\n<p>For most working people, an education voucher means no out-of-pocket costs. Let\u2019s figure out together exactly what that means for you!<\/p>","protected":false},"excerpt":{"rendered":"<p>Bei einer AZAV-zertifizierten Ma\u00dfnahme zahlt die Agentur f\u00fcr Arbeit den Bildungsgutschein direkt an den Tr\u00e4ger. Das hei\u00dft: 100 Prozent der Lehrgangskosten sind gedeckt, Du als Teilnehmer:in zahlst keinen Cent. Klingt zu gut, um wahr zu sein? Ist es nicht. Zus\u00e4tzlich \u00fcbernimmt die AfA Fahrtkosten, ggf. Kinderbetreuung und Pr\u00fcfungsgeb\u00fchren, und Du bekommst w\u00e4hrend der Weiterbildung weiter [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":109002,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-108992","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/posts\/108992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/comments?post=108992"}],"version-history":[{"count":10,"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/posts\/108992\/revisions"}],"predecessor-version":[{"id":109644,"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/posts\/108992\/revisions\/109644"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/media\/109002"}],"wp:attachment":[{"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/media?parent=108992"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/categories?post=108992"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stackfuel.com\/en\/wp-json\/wp\/v2\/tags?post=108992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}